Understanding-your-Property-Damage-Claim.pdfVIP专享VIP免费原创优质

AUNDERSTANDINGYOURPROPERTYDAMAGECLAIMLETUSEMPOWERYOUThisbrochurewillempoweryouwiththeknowledgeandtoolsnecessarytocompleteyourownpropertydamageclaim.Oneofthebiggestinconveniencesofacaraccidentisthelossofyourvehicle.Ifyouaretheownerofthevehiclethatwasdamagedinacrash,youplayavitalroleinthepropertydamageclaim.Theinformationoutlinedinthisbrochurewillequipyouto:•Accuratelysettleyourpropertydamageclaimwithlittleassistance;•Maximizeyourreturnontheclaim;and•Getbackintoasafevehicleasquicklyaspossible.IfyouareaDaniel|Starkclientandneedassistancewithyourpropertydamageclaim,thefirmisavailabletohelp.Whenyoucontactouroffice,wewillreviewyoursituationatnocostandadviseyouonhowtomoveforward.GettingStartedFirstStepsChecklistGeneralTipsOpeningaClaimDamageAppraisalsStorage&TowingRentalCarsBodyShops&RepairsPayments&PaperworkFrequentlyAskedQuestionsDefinitionsClaimInformationNotesTABLEOFCONTENTSWacoAustinBryanTollFree:(888)846-8686Fax:(979)764-8002DANIELSTARKLAW.COM@DANIELSTARKLAW1235791011131516181912TheFirstStepsChecklistwillguideyouthroughthestepsyoushouldtakewithinthefirst24-48hoursafteryourvehiclehasbeendamagedinanaccident.Remember,doNOTgiveanywrittenorrecordedstatementstotheclaimadjuster.Ifyouwereinacaraccidentandyourpropertywasdamaged,contactyourinsurancecompanytobeginthepropertydamageclaimsprocess.Theclaimadjusterwillassessthedamageanddeterminewhetheryourvehicleisrepairableoratotalloss.Herearethebasicstagesyoucanexpectfromeachsituation:REPAIRABLEVEHICLESOPENCLAIMDAMAGEAPPRAISALMOVECARFROMSTORAGETAKETOBODYSHOPPICKUPRENTALAPPROVEREPAIRSRETURNRENTALCLAIMCOMPLETEOPENCLAIMDETERMINERENTALCOVERAGEDAMAGEAPPRAISALMOVECARFROMSTORAGEAGREETOVALUEOFVEHICLETOTALLOSSVEHICLESFINALIZEPAPERWORKPAYMENTDISTRIBUTEDCLAIMCOMPLETERemoveallpersonalitemsfromthevehicle.͏Ifpersonalitemsweredamaged,takepicturesoftheitemsandsendyourreceiptstotheclaimadjuster.͏Callthetowyardandallowthemand/ortheinsurancecompanytoaccessthepropertyandmoveyourvehicletoafreestoragelot.Requestacopyofyourfullinsurancepolicy;specificallyregardingyourcollision,uninsured/underinsured(UM/UIM),andrentalcoverage.Ifanyafter-marketupgradeswereaddedwithinthelast6months,sendyourreceiptstotheclaimadjuster(thisdoesnotincludemaintenancepurchases,suchasnewtires,alternator,battery,etc.).͏Ifyouhavetopayforalternatetransportation,sendyourreceiptstotheclaimadjuster.͏Locateyouroriginaltitle.Ifyourvehicleisdeemedatotalloss,youwillhavetomailtheoriginaltitletotheclaimadjuster.͏Ifyourtitleisheldbyyourloanagency,gatherthefollowinginformationfortheclaimadjuster:•AgencyName•Address•PhoneNumber•AccountNumber•LoanPayoffAmountGETTINGSTARTEDFIRSTSTEPSCHECKLIST34Keepthesetipsinmindwhengoingthroughthepropertydamageclaimsprocess.IfyouareaclientofDaniel|Starkandhavequestionsaboutyourclaim,youarealwayswelcometocontactourofficeforassistance.DoNOTgivearecordedorwrittenstatementofanykind!Arecordedstatementcanbeextremelydamagingtoyourclaim.Iftheinsurancecompanyrequestsastatementfromyouaboutthecrash,callDaniel|Starkfirst.Wewillgiveyouguidanceonwhatinformationisbestforyourclaim.Keepallofyourdocumentstogetherinoneplace.Keepthepolicereport,witnesscontactinformation,theat-faultdriver’sinsuranceinformation,receipts,andclaimnumbersalltogetherinoneplaceforeaseofuse.Taketheinitiativetomitigateyourdamages.Limitoverallcostsbytakingtheinitiativetoresolveyourpropertydamagecla...